Thursday, August 4, 2022 / by Ana Baldner
If you're thinking about selling your home, there are some things you should consider when getting ready to list. Many people are under the false assumption that you need to make major upgrades around the home in order to increase it's value. However, there are a couple of improvements you can make that will return the money you put in and attract more buyers.
Why shouldn't you fix everything?
The main reason you shouldn't go around updating everything in your home is because not everything will return value. Money spent on repairs, replacements, and upgrades may be wasted if the prospective buyers don't find the improvements necessary or don't notice them. It's better to stick to cost-efficient fixes that will actually make an impression on potential buyers.
What should you fix?
When buyers look at your home during a showing, they tend to fixate on flooring, walls, kitchens and baths. So make sure to address basic wear and tear issues that appear in these areas.
A f; ...
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Thursday, July 28, 2022 / by Ana Baldner
e are currently in the midst of hurricane season. Some of us may be first timers and others well-seasoned Floridians. It's important to prepare early. The worst thing you can do is put off your preparations until a storm hits.
Here are 4 steps to make sure your family is ready in case of an emergency:
Make a plan
Identify how you will receive the emergency warnings and updates.
Write down important phone numbers you may need in case your cell phone is not accessible, i.e. emergency numbers, family members, out of state contacts. Have multiple copies of this list and make sure every member of your home has a copy. At least one contact should be outside of the impact area.
Pet owners! Identify a plan of action in case your area is evacuated. This could mean a pet-friendly hotel or even an out of state friend who can take your pet.
Identify your families specific needs that your plan must tailor to during an emergency. This could mean disabilities, medica ...
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Monday, July 25, 2022 / by Ana Baldner
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Thursday, July 21, 2022 / by Ana Baldner
With the average listing price in Brevard County hovering around $494,000, many homeowners are feeling the squeeze that comes with rising mortgage rates. CNBC News reported that the rate for a 30-year fixed mortgage is at 5.65%. This a huge increase compared to the 3.29% rate we saw at the start of 2022. As these rates increase, so does the cost of buying a home with a mortgage.
At the current rate, the cost of a 30-year fixed mortgage on a $494,000 home would mean around $2,151 in monthly payments, if you put down 20%.
In better news, the constraints that limited supply has caused are slowly lifting as more homes are entering the market. We are seeing some softening in the buyer's experience of the market.
Here are some things to consider about your mortgage if you're looking to purchase a home:
Your Overall Budget
You should be comfortable with your monthly budget. Take everything into account when determining it. Generally, the rule is you should spend 30% of your; ...
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Thursday, July 14, 2022 / by Ana Baldner
Decluttering: a word that oftentimes is thought to be time consuming, stressful, and sometimes even unsuccessful, but it's something that needs to be done from time to time. We tend to hold onto more and more items that we think we need, and before we know it, our home is overwhelmed with clutter. Sorting through all your belongings can be very helpful if you're thinking about moving. Why pack up and move extra stuff that you don't even use? It's a great time to get rid of it!
Here are 7 rules to help declutter your space:
Everything Must Fit In Its Container
Think about your home as a bunch of containers. This could be a closet, drawer, shelf, or a room. The thing about containers is the items within it should fit comfortably inside. For example, let's say you have a drawer in your dresser dedicated to workout clothes. The drawer is your container and the clothes are its items. When it starts getting to the point where the drawer won't close, it means you might have t ...
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