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Ana Baldner | Living the Florida Lifestyle Blog

Thursday, July 21, 2022   /   by Ana Baldner

Things To Consider About Your Mortgage If You're Looking To Purchase a Home

With the average listing price in Brevard County hovering around $494,000, many homeowners are feeling the squeeze that comes with rising mortgage rates. CNBC News reported that the rate for a 30-year fixed mortgage is at 5.65%. This a huge increase compared to the 3.29% rate we saw at the start of 2022. As these rates increase, so does the cost of buying a home with a mortgage.

At the current rate, the cost of a 30-year fixed mortgage on a $494,000 home would mean around $2,151 in monthly payments, if you put down 20%.

In better news, the constraints that limited supply has caused are slowly lifting as more homes are entering the market. We are seeing some softening in the buyer's experience of the market. 

Here are some things to consider about your mortgage if you're looking to purchase a home:

Your Overall Budget
You should be comfortable with your monthly budget. Take everything into account when determining it. Generally, the rule is you should spend 30% of your; ...

Thursday, July 14, 2022   /   by Ana Baldner

Rules To Follow When Decluttering Your Home

Decluttering: a word that oftentimes is thought to be time consuming, stressful, and sometimes even unsuccessful, but it's something that needs to be done from time to time. We tend to hold onto more and more items that we think we need, and before we know it, our home is overwhelmed with clutter. Sorting through all your belongings can be very helpful if you're thinking about moving. Why pack up and move extra stuff that you don't even use? It's a great time to get rid of it!


Here are 7 rules to help declutter your space:

Everything Must Fit In Its Container 
Think about your home as a bunch of containers. This could be a closet, drawer, shelf, or a room. The thing about containers is the items within it should fit comfortably inside. For example, let's say you have a drawer in your dresser dedicated to workout clothes. The drawer is your container and the clothes are its items. When it starts getting to the point where the drawer won't close, it means you might have t ...

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Thursday, July 7, 2022   /   by Ana Baldner

July Checklist for Your Home

July has just begun. This means we are entering the peak of summer and officially halfway through 2022! It's the perfect time to make sure your home is prepared for the hot summer days and ready for summer activities.

Here is a mid-year checklist for your home:

Check safety devices 
It's important to have working carbon monoxide detectors and smoke detectors to make sure your home is safe. Test these devices monthly and replace their batteries if needed. If your device is older than 10 years, then it should be entirely replaced to ensure a safe home. Don’t forget to check expiration dates on fire extinguishers and replace them if expired. 

Look at windows 
July is a great time to set aside time to deep clean your windows around the home. Clean them inside and out and don’t forget to check for holes in the screens to protect your home from unwanted bugs and mosquitoes that may sneak in. Use a screen patching kit to repair any damage found. 

2 ...

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Thursday, June 30, 2022   /   by Ana Baldner

Best 4 of July Activities On The Space Coast 

The Space Coast is the perfect place to celebrate the 4th of July. Here we have boating on the rivers, great food and of course the beach! Everything you need to have a great independence weekend. If fireworks aren't your vibe or you're looking for something to do during the day, the Space Coast has so many events going on this upcoming weekend.
 
Here's a list of activities that will make your 4th of July memorable:
 

The city of Rockledge is holding their 35th annual Independence day Picnic on July 4th at McLarty Park. This picnic will take place from 10AM to 2PM and has games, music and food for the whole family. Purchase a hamburger or hot dog, chips and a drink for just $1.00! 
 
Food Truck Event
If you’re looking to try great food but can’t decide where to start, consider this a sign. The Brevard County Parks and Recreation Department is hosting a Food Truck event at Wickham Park! This event will take place Friday July 1st from 5 - 9PM and2 ...

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Jackie Griffin
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Cape Canaveral, FL 32920
321-613-5922

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