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Living the Florida Lifestyle Blog

Wednesday, August 17, 2022   /   by Ana Baldner

How to prepare for a mortgage

Purchasing a home is a huge financial decision. Whether you're transitioning from renting to purchasing or maybe downsizing, taking on a mortgage can be a confusing process. There are many underlying components that some might not be aware of. 


Here are a couple of factors to keep in mind when understanding the financial undertaking of a home. 


Have your credit score in order 
This might be the most important factor to work on when thinking about purchasing a home. The interest rates you qualify for are based on how good your credit score is. This ends up affecting your down payment, your monthly mortgage and the interest on your home. A lower score will make this purchase a harder undertaking. If you do have a lower credit score, you'll be given a higher interest rate since lenders see you as a higher risk. Having a higher interest rate will make borrowing money for your home even more expensive. Conversely, a high credit score rewards you with a lower intere; ...

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Thursday, August 11, 2022   /   by Ana Baldner

August Home Checklist

It’s already August! This month may feel like a sudden downshift but finding a way to stretch out the last weeks of summer is key. As the school year starts, set aside some time to make sure your home is ready for the transition into Fall. 

Here are some things to check off your to do list in August:
 
Set up a shared family calendar 
With the start of a busy year, the best thing to make sure you have is a “command center” for all your family's needs and commitments. Create a family calendar to put appointments, practice times, and important dates up so that everyone is in the loop. 

Clear up  the kitchen 
Make your dinners go smoother by cleaning out items in your kitchen. Throw out any expired, stale or unwanted food from your pantry and fridge. This will make dinner prep simpler and faster. Set aside unwanted items that are not expired and not opened and donate them to local charities. 

Organize family photos
 S; ...

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Thursday, August 4, 2022   /   by Ana Baldner

What To fix (and not to fix) When Getting Ready to Sell Your House

If you're thinking about selling your home, there are some things you should consider when getting ready to list. Many people are under the false assumption that you need to make major upgrades around the home in order to increase it's value. However, there are a couple of improvements you can make that will return the money you put in and attract more buyers. 

Why shouldn't you fix everything?

The main reason you shouldn't go around updating everything in your home is because not everything will return value. Money spent on repairs, replacements, and upgrades may be wasted if the prospective buyers don't find the improvements necessary or don't notice them. It's better to stick to cost-efficient fixes that will actually make an impression on potential buyers.

What should you fix?

When buyers look at your home during a showing, they tend to fixate on flooring, walls, kitchens and baths. So make sure to address basic wear and tear issues that appear in these areas.
A f; ...

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Thursday, July 28, 2022   /   by Ana Baldner

How To Prepare For Hurricane Season

e are currently in the midst of hurricane season. Some of us may be first timers and others well-seasoned Floridians. It's important to prepare early. The worst thing you can do is put off your preparations until a storm hits. 
 
Here are 4 steps to make sure your family is ready in case of an emergency: 
 Make a plan

Identify how you will receive the emergency warnings and updates.
Write down important phone numbers you may need in case your cell phone is not accessible, i.e. emergency numbers, family members, out of state contacts. Have multiple copies of this list and make sure every member of your home has a copy. At least one contact should be outside of the impact area.
Pet owners! Identify a plan of action in case your area is evacuated. This could mean a pet-friendly hotel or even an out of state friend who can take your pet.
Identify your families specific needs that your plan must tailor to during an emergency. This could mean disabilities, medica ...

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Florida Lifestyle Realty LLC
Jackie Griffin
6500 N. Atlantic Ave. Suite C
Cape Canaveral, FL 32920
321-613-5922

The information displayed on this website comes in part from the Broker Reciprocity Program of Brevard County, Florida. Real estate listings held by brokerage firms other than Florida Lifestyle Realty LLC in Florida are marked with the Broker Reciprocity thumbnail. Copyright 2014 Space Coast Association of REALTORS®, Inc. All rights reserved.
IDX information is provided exclusively for consumers’ personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed accurate by the MLS.com. October 4, 2022
Copyright 10/4/2022 6:00 AM CST New Smyrna Beach Board of REALTORS®, Inc. All rights reserved”. NSBBORMLS data is provided solely for publication on the Internet as a tool for consumers to search and view properties available for sale, which have been listed with NSBBORMLS members. “IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties to consumers that may be interested in purchasing. Data is deemed reliable but not guaranteed accurate by the MLS”
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